Commercial Insurance
Small businesses are significant in Delaware and contribute to the state's economy. If you are one of 1.5 million business owners in the First State, you probably understand how important it is to keep business protected and safe. One of the best ways to do it is to have commercial insurance. When shopping for business insurance, knowing the primary commercial insurance types and their differences is vital.
What Are the Types of Commercial Insurance?
- General liability. This type of business insurance covers court-ordered costs and your legal representation if you or your employee are found liable for an accident on your property.
- Property coverage. This type of business insurance pays to replace or repair your commercial building and its contents. You need this coverage to protect your property from storms, fire, theft, and other unexpected, covered events.
- Commercial auto insurance. If you have any vehicles you use for business purposes, you need commercial insurance to protect them.
- Workers' compensation. In Delaware, all businesses with one or more part- or full-time employees must carry workers' compensation. This type of insurance covers employees if they get hurt at work.
- Commercial umbrella coverage. It is an additional layer of coverage that will kick in when your standard commercial insurance limits are reached.
The Charles Connolly Agency - Your Reliable Insurance Agency in Delaware
Suppose you are a business owner operating your company in the First State. In that case, you should have proper business insurance to protect your business, yourself, and your employees if you have any. Are you searching for an insurance policy that would fit your personal and business needs? Do not hesitate to contact The Charles Connolly Agency - a local insurance company specializing in different types of insurance, including commercial insurance. Feel free to contact us if you have any questions or want to know more about our insurance options.
